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Good credit scores are your passport to competitive interest rates for mortgages, cars, credit card offers, insurance premiums, and more.

At 30 percent, the amount you owe comes a close second.

But lenders tend to be much less interested in the dollar sum of your debt than in the proportion of your available credit you're using.

The single biggest determinant of your credit score (accounting for 35 percent of it, according to FICO) is your record for making payments.

The Unique Platinum Card is a store merchandise card that prides its self on the fact that you will not be judged purely on your past credit history.

Get you Unique Account Today for a

The single biggest determinant of your credit score (accounting for 35 percent of it, according to FICO) is your record for making payments.

The Unique Platinum Card is a store merchandise card that prides its self on the fact that you will not be judged purely on your past credit history.

Get you Unique Account Today for a $1,000 Credit Line! Get paid directly to your very own Payoneer Prepaid Debit Master Card Card, available to over 200 countries worldwide!

Strong scores are worth money because they can save you in excess costs.

If you thought ancient Greece was the home of myths, you should check out modern America.

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The single biggest determinant of your credit score (accounting for 35 percent of it, according to FICO) is your record for making payments.The Unique Platinum Card is a store merchandise card that prides its self on the fact that you will not be judged purely on your past credit history.Get you Unique Account Today for a $1,000 Credit Line! Get paid directly to your very own Payoneer Prepaid Debit Master Card Card, available to over 200 countries worldwide!Strong scores are worth money because they can save you in excess costs.If you thought ancient Greece was the home of myths, you should check out modern America.

,000 Credit Line! Get paid directly to your very own Payoneer Prepaid Debit Master Card Card, available to over 200 countries worldwide!

Strong scores are worth money because they can save you in excess costs.

If you thought ancient Greece was the home of myths, you should check out modern America.

The single biggest determinant of your credit score (accounting for 35 percent of it, according to FICO) is your record for making payments.The Unique Platinum Card is a store merchandise card that prides its self on the fact that you will not be judged purely on your past credit history.Get you Unique Account Today for a

The single biggest determinant of your credit score (accounting for 35 percent of it, according to FICO) is your record for making payments.

The Unique Platinum Card is a store merchandise card that prides its self on the fact that you will not be judged purely on your past credit history.

Get you Unique Account Today for a $1,000 Credit Line! Get paid directly to your very own Payoneer Prepaid Debit Master Card Card, available to over 200 countries worldwide!

Strong scores are worth money because they can save you in excess costs.

If you thought ancient Greece was the home of myths, you should check out modern America.

These assign negative or positive values to all the entries in your file, weighted according to their recency and significance, and are designed to provide the best possible indicator of your likely ability, readiness and willingness to handle future credit well. In fact, in 2013, the Federal Trade Commission reported that one in four consumers in a study had found errors in their credit reports that were sufficiently serious to materially affect their scores. It's vital that you check your report and score regularly -- at least annually -- for errors.

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The single biggest determinant of your credit score (accounting for 35 percent of it, according to FICO) is your record for making payments.The Unique Platinum Card is a store merchandise card that prides its self on the fact that you will not be judged purely on your past credit history.Get you Unique Account Today for a $1,000 Credit Line! Get paid directly to your very own Payoneer Prepaid Debit Master Card Card, available to over 200 countries worldwide!Strong scores are worth money because they can save you in excess costs.If you thought ancient Greece was the home of myths, you should check out modern America.These assign negative or positive values to all the entries in your file, weighted according to their recency and significance, and are designed to provide the best possible indicator of your likely ability, readiness and willingness to handle future credit well. In fact, in 2013, the Federal Trade Commission reported that one in four consumers in a study had found errors in their credit reports that were sufficiently serious to materially affect their scores. It's vital that you check your report and score regularly -- at least annually -- for errors.

,000 Credit Line! Get paid directly to your very own Payoneer Prepaid Debit Master Card Card, available to over 200 countries worldwide!Strong scores are worth money because they can save you in excess costs.If you thought ancient Greece was the home of myths, you should check out modern America.These assign negative or positive values to all the entries in your file, weighted according to their recency and significance, and are designed to provide the best possible indicator of your likely ability, readiness and willingness to handle future credit well. In fact, in 2013, the Federal Trade Commission reported that one in four consumers in a study had found errors in their credit reports that were sufficiently serious to materially affect their scores. It's vital that you check your report and score regularly -- at least annually -- for errors.